Essay about Workers Compensation Fraud - 1575 Words

Workers Compensation Fraud Workers Compensation is a service that provides reimbursement for lost wages to employees who have sustained injuries from work or work-related tasks. It is also one of the services that is most often the victim of fraud. Each of the three types of fraud, claimant, employer, and provider, is defined by the same characteristics, outlined by the Ohio Board of Workers Compensation: #61623; Receiving workers compensation benefits that are not entitled to the claimant; #61623; Making false or misleading statements with the purpose of securing goods or services under the Workers Compensation Act; #61623; Altering, falsifying, destroying, concealing, or removing records needed to assess claim validity†¦show more content†¦This proves little if any about the real problem, though, because only about 1,000 claims were investigated in Kansas over five years (Lorenz), while over seven times that amount were investigated in New York and California in the same time period (Insurance Fraud). Throughout most sources, though, it is clear to see that employer fraud is the most prevalent and costly type of fraud. Employer fraud includes a number of schemes used by employers to reduce the number of workers compensation insurance premiums by underreporting payroll, misclassifying employees occupations and misrepresenting their claims experience. According to the National Council on Compensation, the most common frauds include: #61623; Misclassification of workers. Employers can either classify workers as independent contractor or misrepresent the work performed, which places workers in a less hazardous occupational category. Both of these tactics are intended to avoid or reduce premiums. #61623; Underreporting payroll. Another method of premium reduction is employers not reporting parts of the work force, paying workers off the books, or creating a companion corporation to hide a portion of the employees. #61623; Misrepresentation of claims experience. Employers hide previous claims by classifying employees as independent contractors or leasedShow MoreRelatedCase Management : The And Public Image1606 Words   |  7 Pagesoffer, The United States Department of Labor database Occupational Safety and Hazzard clarifies the general responsibilities of a claims manager,† responsible for the overall management and direction of all administrative matters pertaining to compensation for injury and claims related activities (other than injury) for an incident† (United States Department of Labor). Claims manager are overseers of risk management in the prevention of incidents and loss of company funds. To do this claims managersRead MoreEmployee Is Harmed At Work1581 Words   |  7 PagesIn the event an employee is harmed at work and they meet all the requirements for workers compensation they can get health advantages and salary for the amount of time they miss work. With a specif ic end goal to get these advantages, the representative must lose their entitlement to sue their manager for the offense of disregard. There are a wide range of arrangements, which fluctuate from state to state. The workers that fit the bill for pay can get week after week installments as opposed to beingRead Morechap131095 Words   |  5 Pagesdepartment for receiving packages, mails, etc. Alen Del Norte, SA de CV should require a copy of the packet data or document, which must contain the company’s name, date to which it is addressed and the dealer’s name, in order to avoid actions of fraud. Delivery persons must present ID upon arrival. There must be written and verifiable procedures in place for the challenging and removal of unauthorized/unidentified persons. Employees in all positions and levels must be trained in these proceduresRead MoreCost Containment Solutions For Employers1042 Words   |  5 PagesCost Containment Solutions for Employers in the Workers’ Compensation Market (this was the one on the sheet) Transforming Your Workers’ Compensation Program for Outstanding Results Top 10 Ways to Reduce Workers’ Compensation Costs (although right now there are 14) Category: Workers’ Compensation Claims and Costs Keywords: workers compensation, cost containment, †¦ As a result of healthcare reform initiatives organizations are emphasizing outcomes-based programs in order to reduce costs and litigationRead MoreWorkers Compensation Essay2263 Words   |  10 PagesWorkers Compensation Workers compensation is meant to protect employees from loss of income and to cover extra expenses associated with job-related injuries or illness. Accidents in which the employee does not lose time from work, accidents in which the employee loses time from work, temporary partial disability, permanent partial or total disability, death, occupational diseases, noncrippling physical impairments, such as deafness, impairments suffered at employer-sanctioned events, such asRead MoreEssay about Employee Benefits Required By Law6718 Words   |  27 Pagesnbsp;nbsp;nbsp;nbsp;nbsp; The legally required employee benefits constitute nearly a quarter of the benefits package that employers provide. These benefits include employer contributions to Social Security, unemployment insurance, and workers’ compensation insurance. Altogether such benefits represent about twenty-one and half percent of payroll costs. Social Security nbsp;nbsp;nbsp;nbsp;nbsp;Social Security is the federally administered insurance systemRead MoreThe Importance of Worker Compensation2541 Words   |  10 Pagesemployees. Compensation is the gratification that employees receive in exchange for their work. It is the element that allows the company to attract and retain the human resources and the employee meet their material needs, security and ego or status and varying compensation schemes acquire increasing importance in organizations. The study of Westerman et al (2009) finds that many organizations are seeking to find a competitive advantage and experimenting with new schemes of compensation, allowingRead MoreEssay on Workers Compensation800 Words   |  4 PagesWorkers’ Compensation Workers’ compensation provides compensation benefits to employees for disabilities due to personal injury or disease sustained while in the performance of their duty. The purpose of Alabama’s Workers’ Compensation laws is to ensure proper payment of benefits of employee’s injuries on the job or who contract a work related illness and encouraged safety in the workplace. These benefits include payment of medical expenses and compensation for wages loss. Dependents are alsoRead MoreMedicare Reimbursement Model Pros And Cons1092 Words   |  5 PagesIn my role with Liberty Mutual, I drove adoption of Medicare reimbursement models through public affairs involvement with multiple state workers compensation committees seeking to update their reimbursement schedules in response to the implementation of ICD-10 coding requirements in October of 2015. With the state workers’ compensation authorities seeking to adopt CMS reimbursement type models, my involv ement was directed at securing the inclusion of specific CMS rules governing correct coding andRead MoreCase Report On Labor Law842 Words   |  4 Pageshe seemed to be capable of doing light duty but seemed to be telling his doctor he did not feel that he could. The Judge found him withdrawn from the labor market and suspended his benefits. In addition to this issue we also raised the issue of fraud under Section 114-a at the last hearing. This is based on the claimant’s prior testimony and his testimony in June 2017 that he has not returned to work in any capacity since the date of accident. He has not done any work for which people are normally

The Effects Of Addiction On The World Today Essay

Kayla Baker English 1301 Professor Wombles 9 September 2016 Ad ·dic ·tion Many people struggle with one of the most powerful, controlling monsters running rampant in the world today. This monster is known for destroying lives, families, and careers and even dragging the people caught in its grasps to their death. The United States had a president declare a war against it, police officers crack down on laws and arrests to fight it, and yet it still seems like a losing battle. This monster does not care about race, religion, sex, socioeconomic status, or even age. The cold hands of addiction can find their grip on anyone if the chance is given. Once this happens, the effects of addiction are seen far beyond the addicts themselves, and the family, friends, and society as a whole carries the burden. Addiction is defined in the Merriam-Webster dictionary as, â€Å"The compulsive need for and use of a habit-forming substance (as heroin, nicotine, or alcohol) characterized by tolerance and by well-defined physiological symptoms upon withdrawal.† This exclu des the people who use drugs recreationally, however, while they may not be addicts yet, they are on a very slippery slope. Addiction takes place when the neurotransmitters in the addict’s brain begin to rely on the drug to produce the chemicals needed to feel emotion, especially happiness. Substances such as methamphetamines, heroin, and cocaine flood the brain with dopamine causing a feeling of euphoria and extreme happiness. As theShow MoreRelatedAddiction Abuse And Behavioral Addiction1552 Words   |  7 Pagesaddicts. In a world where everybody is waiting for some blind, random disaster, or some sudden disease, the addict has the comfort of knowing what will most likely wait for him down the road. He s taken some control over his ultimate fate, and his addiction keeps the cause of death from being a total surprise (Chuck Palahniuk.)† In medical terms, an addiction is a chronic neurological disorder that has genetic, psychosocial, and environmental dimensions. Ther e are various varieties of addiction in theRead MoreDrug Addiction And Its Effects On Society Essay1596 Words   |  7 Pages Addiction is a condition that results when a person takes in a substance that can make you feel great for a certain amount of time, but when the continued use/act of which becomes compulsive and interferes with ordinary life. How do you know when you are addicted to something? Is it a choice or just an effect? What most people do not understand, is that no one really chooses to be an addict. Being addicted to something such as drugs, alcohol, food, etc., is not due to someone waking up one day andRead MoreAddiction and Society1244 Words   |  5 PagesAddiction and Society Sociology Professor Trembicki February 22, 2013 Abstract Drug addiction is a disease that damages addicts, their families, communities, the economy, and society. Addiction has a widespread reach: from dealing with unpredictable and often dangerous addicts at home to the costs incurred by society as a whole. As the population of addicts rises and the average age of an addict is younger, society is forced to deal with a pressing matter. Addiction is no longer limitedRead MoreSocial Media Addiction : The Society1527 Words   |  7 PagesSocial Media Addiction: Blighting Our Society Social media has the ability to help people greatly in connecting with each other. A friend from childhood could be found from across the world in just minutes at little cost if they have a Facebook account. That was impossible even 20 years ago. However, this is not always the case, as more and more people seem to feel disconnected from the people around them due to social media. Despite being a simple way to make and keep friends, it can be a drainRead MoreSocial Media Addiction Or Relationship Barrier?1068 Words   |  5 PagesSocial Media Addiction or Relationship Barrier? As the generations continue to progress, it seems as though it becomes more difficult to even imagine life as a Norman Rockwell painting. While families may still be eating dinner together each night, the idea of having a picture-perfect family is being over shadowed by the addiction to other distractions. It is becoming a norm in society to be satisfied with the reality of an individual’s physical body being in social situations, but havingRead MoreAddiction and Addictions Internet Addictions1321 Words   |  6 Pagesthat are damaging today s society. Addictions are a fast growing concern, it has branched off and caused many problems whether it be related to drugs, alcohol, gambling, sex, Internet, or eating. Addictions are something society faces everyday. Although there are many reasons behind why addiction are growing, and where they stemmed from, today s society has focused primarily on how someone with an addictions problem can seek help. Also the many Gaps and Barriers around addictions are enabling peopleRead MoreFace Down On The Carpet1224 Words   |  5 Pagesfor this heroin addict. Addiction has been around since the beginning of time, but what does addiction really mean? People toss around â€Å"addiction† and â€Å"addicted† to define several compulsive behaviors. Specialists-- such as psychologists and sociologists-- continue revealing new and different forms of addiction constantly. Addiction is the negative, compulsive need for a substance, or activity that gives the addict a positive feeling despite adverse consequences (Addiction). In addition, the wordRead MoreCell Phone Addiction Essay1429 Words   |  6 Pagesbeen increasing their functionalities. Today, we use them today for many others reasons than what cell phones were originally designed to do. People are using them so often that they are becoming dependent on their phones that they have even become addicted to them. Those who are addicted to their cell phones struggle to stay away from them for a certain period of time and become so indulged in all of the unique things they can provide. With cell phone addiction comes many problems or issues that canRead MoreThe Impact Of Internet On Our Society Today Essay1502 Words   |  7 PagesAbstract The internet is one of the most influencing media in the world today. With technologies becoming better and better after time, the number of new internet users increase daily. Many societies have been formed such as the Internet Society to foster growth and the access of internet through the globe by bringing information and partnerships to people and communities. With every country thriving to increase internet penetration, the internet has a great impact in our daily lives, affecting usRead MoreAll Kinds Of Addictions And Their Consequences Of Unhealthy Decisions1299 Words   |  6 PagesEven today I can still remember my graduation from preschool. I was only five years old at the time. At the ceremony my class-mates and I were asked what we wanted to be when we grow up. The world seemed so big at the time and every adult looked like they accomplished so much in their lives. Some of us said we wanted to be singers or professional athletes. Others wanted to be soldiers, doctors, or millionaires. Every person has had dreams of accomplishing great things and being successful. Everyone

Blood is Thicker than Water Essay Example For Students

Blood is Thicker than Water Essay Despite our differences, we also have a lot in common. After all, we are related. I just want to get some things out. Things that I was not able to speak about but now I think I’m ready to let it out. Well, for starters, you know the place we grew up in does not have any fault in what happened with me. Yes, Harlem is a place where rape happens, drugs, standing in the corner, shootings by the project but doesn’t that happen in other places too? You also know Harlem is a place where a lot of us come together for our holidays, our spirit, our music, our good people. Harlem is looked down at just the way you look down at it. You once said I never turned evil or disrespectful the way â€Å"kids can do, so quick, so quick in dance† and yes, perhaps that is right; I was never evil or disrespectful but you are a fool. You are as bad as the white folks that look down at our types of people and Harlem. Brother I know I messed up, but I am human we make mistakes. I suffered knowing I was in jail and my brother never reached out to me. I know your probably saying, ‘Sonny you didn’t reach out to me either’ but in all honesty when I finally received your letter, I felt at peace. What I said in my letter to your response was true, I remember saying â€Å"you don’t know how much I needed to hear from you. I wanted to write you many times but I dug how much I must have hurt you so I didn’t. † That was wrong of me, and it was wrong of you too not to write to me or look for me. You said â€Å"The seven year difference in our aes lay between us like a chasm; I wondered if these years would ever operate between us† What does that even mean? We are family, age has nothing to do with it. Remember mom told you to watch over me, to guide me right before she told you about our uncle but yet you went a year without speaking to me. I guess what I am trying to say is, put your guard down brother. You have built a wall so high no one can break it down, you have fought against everything I believe in. So what if I want to be a musician? You are a teacher, we all like different things. As a brother, as the person mama said would watch over me, you should have supported me. I appreciate your advice and your perspective on things. We didn’t handle it very well. Our relationship was constant fighting and pushing each other away. I need to learn from my experiences and I have. I told you, I remember telling you that I was afraid of something or I was trying to escape from something and you know I have never been very strong. Although I may not be very strong or smart in the head I couldn’t allow myself to become what everyone thinks Harlem is about. I was able to become more than just a man waiting for his next step. I know you never supported my music before but don’t you see its my passion, what I use as a coping skill rather than using drugs again. Music allows me to win, I won because I was able to fall down, learn from my mistakes and get myself back up. I forgave you and I forgave myself because we all fall down sometimes. I hope you’ve forgiven me. I forgive you for being scared, for not knowing how to build a relationship with me and not knowing how to deal with the situation. I was scared too thats why I had to stand up by myself and find my own way out of my own darkness. Now you are back in my life and that is all that matters. I don’t want to lose you again. It was hard dealing with things alone, loneliness can kill. Lets fix our relationship, enough with the suffering, enough with the broken family relationships. Blood is thicker than water. What I am about to say I want you to take in, to believe it because its true.

Woman on the Edge of Time Book Review an Example of the Topic Literature Essays by

Woman on the Edge of Time Book Review Nobody can ever see and realize what is in the mind of a woman considered to be crazy but the person herself. In fact, it is unfortunate to note that not even her thoughts and emotions, however real they seem to appear, may even rescue her from the demeaning and judgmental position of people and the society in general. However, is it not more valuable to consider that a supposedly irrational woman possesses much wisdom than a normal person? This is especially if she is able to clearly identify and understand that the apparent horrors of her existing world are undeserving of what the future promises to provide. Need essay sample on "Woman on the Edge of Time Book Review" topic? We will write a custom essay sample specifically for you Proceed Such futuristic condition may be difficult to be accepted as true in the contemporary setting. However, using the said kind of principle in a literary work has proven to be the effective tool for an author to make the public realize the significance of exposing the true condition of the current surrounding. Rather than covering the very evident ills of the present-day society, a books attempt to boldly reveal the evils of humans, by looking through her future, has served to be a more effective way to require and instill the need to create an ideal society to live in. The said scenario was what the book Woman on the Edge of Time by Marge Piercy has explicitly and effectively imparted. Through the use of a daring and advanced or ultramodern narrative style of writing, the book has successfully served its very essence and purpose of disclosing the harmful elements of the current society and the surprising depiction of the potential future based from the perspective of an allegedly insane woman. Considered to be a science-fiction, the author efficiently made the Woman on the Edge of Time as an intense reflection of peoples essential and conflicting notions of the existing and future societies as well as a thrilling depiction of an ideal community which will replace the obscurity of the present condition. Equally noteworthy is the fact that the story was told in the context of a woman whose ideas and sentiments are supposed to be not within the edge of sanity. The lady who is thought to be on the edge of time is 37-year-old Consuelo or Connie Ramos. Piercy, through the book, explored and allowed the readers to have a glimpse of the mind of a Mexican-American woman resident of New York City who lives on the borders of life in the current and future settings. Locked up in a mental facility for inflicting injury to the abusive partner of her niece, Connie is subjected but vehemently objects to the conduct of mind-control therapy. This is because, according to her, she will be deprived of the opportunity to illustrate that a future society which is free from all harms is definitely better that the one where she is currently existing (Piercy, 1983). Looking through the mind and emotions of Connie, the public is able to picture that what she is portraying is, in fact, a place which she desires. It turns out that what the book is trying to impart is that human beings, as represented by Connie, create an ideal and alternative place or condition in order to or in an aspiration to emphasize the harms of the contemporary setting where they exist. In doing so, however, a persons sanity is jeopardized. As what has happened to Connie in the book, ones attempt to deviate from reality, no matter how ideal the cause is, will just lead to the blemishing of a persons ideas and feelings or overall personality. Because of Connie, people will have an experience of how it is totally different to live in the present period and during the year 2137. The books use of a symbolic personality in the name of Luciente showed to be valuable. This is because the Connie-created person Luciente was able to clearly provide a vivid description of an anti-sexist and united society where humans continued existence is reliant and guaranteed not according to ones wealth but based on necessity (Piercy, 1983). While the imaginary character of Connie lives in place with a complete sense of independence, option and security, the more the book was able to effectively illustrate the humiliating and cruel life of Connie whose existence is totally contrary. In essence, I say that the courage and honesty of the authors presentation made the book disturbing yet a reminder of the existing cruelties of the present society. It is a sort of telling the truths and realities of life in the context of a woman who was made to appear and believe, although against her will, that she is mentally and emotionally unstable. Taking into consideration the said psychological state of Connie as well as her moving and effective representation that people is better to live in an ideal setting; it is then empirical to say that the book has achieved a sense of victory. This is by making the public realize the disadvantages of creating a life full of negative aspects and instead the beauty and benefit of living ones life based on positive elements. Piercys narrative power coupled with the information and eventual realization that readers progressively gained from the life story of Connie, the book presented a depressing and extremely far credible illustration of how the current society has institutionalized the many forms of brutalities. In doing so, the readers will be able to create a clear picture of the inability of the current society not to inflict cruelties to those who are already and those who are only made to appear as crazy. Fortunately for the character of Connie that she was able to resist her condition by an acknowledgment that she is struggling a battle not only for herself but also on behalf of those in similar condition. In response to the ideas and themes presented by the book, I should say that the concepts formulated and extracted from the book particularly the story of Connie are not moralistic. This is because the authors depiction of an ideal society was based supposedly according to the existence of the people who inhabit such a perfect setting. It is like realizing exactly the extent of the books vision through the lives of crazy people such as Connie. Reference Piercy, M. (1983). Woman on the Edge of Time. New York: Fawcett Crest.